Health
I hope you mean that after all your expenses you didn’t have $100 to put away because it could be interpreted to mean that you didn’t earn $100. per month or $1,200.00 per year. Even if you are on SSI they give more than that.
What you need to do is a Cheshburn HaNefesh or budget to see where all your monthly income goes. About 20 years ago, I could barely make ends meet I made a budget and decided I didn’t need a car as I live in Brooklyn. The money saved I put in a mutual Fund and 5 years later I had enough to make a down payment on a house.
I still don’t have a car but I paid off my mortgage in 15 years.
Basically you are saying that you have faith in Hashem and he will arrange someone else to pay your debt. I on the other hand am supporting two sons who are learning, want to teach people to be self sufficient and it isn’t hard, it just requires making a budget and delaying gratification sometimes.
I hope I didn’t offend anyone. Wishing you all a Happy Healthy and Prosperous New Year