Peacemaker, if you know that someone is bullying your child in that house what is the reasoning behind letting your child go there? Please explain why you would let your child go play next door knowing that a child in that house will try and probably succeed to hit your child? If you know that your child will most likely or even might possibly get hurt next door how is that not negligence allowing your child to play there?
Whether YOU believe it is negligence or not, the attorney representing the insurance company WILL without a doubt claim negligence on the part of BSD.