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sorry to interrupt your thought-provoking conversation, but even though the mod has made some good points, first of all, chesedname, you really have to make sure you are giving correct maaser, also, even though it might sound slightly foolish, think about it, that how do you know hw much you would have right now were you not to give maaser- maybe you are $10,000 richer because you gave maaser, wouldn’t you call that wealth? just think about it, and, as everyone keeps on telling you, you really do have to be happy with what you have, then you will see that you really are richer than anybody else. try that also. lastly, maybe richer is in what really counts- torah, middos, family, simchos, or is money the main thing that you consider riches?