Dear fIF,
I totally hear what u are saying about loans and jobs that require immediate entry and there are ways to deal with that issue maybe stop school a semester early that solves both issues I know that was my eitza that way loans don’t take effect till 6 months after u finish school and a job isn’t required till u full finish
2)where did I imply solid earner learner don’t exist actually quite the contrary I said that adam3 seemed better then many guys I know