real-brisker- In the town that I live in most parents do option B.
I live in the town with the biggest yeshiva/kollel in the world. It’s about 95% of parents, maybe even more. 20 years ago, yungerlight would drive a jalopy and then upgrade to a stationwagon. They would get secondhand furniture and live in an old apt. building. You probably don’t even have 1% who do this anymore. You must be living in a dream world; everyone is spoiled nowadays!