1. bp totty, i agree with you except on pne point- even on roller blades, a helmet is very important. if a childs head meets the sidewalk, at ANY speed, there can be negative repercussions.
2. what is wrong with comparing children to money? if one had a huge sum of money, or gems whice were very precious, they would not leave it alone even for a second. are our children not our most precious asset?